Predict risk connected with physical addresses
Stop identity fraud and verify 15-20% more addresses than competing credit-bureau vendors, with Address RiskScore, part of Socure’s industry-leading identity verification and fraud prevention platform.
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Reducing friction in the fight against identity fraud and account takeover
Addresses form a critical part of a consumer's identity footprint, impacting key touchpoints from account opening through the entire customer lifecycle. However, fraudsters frequently exploit fake, stolen, or invalid physical addresses to conduct account takeovers. Socure's Address RiskScores establish address-level risk and its correlation to a holistic identity profile, empowering businesses to deflect identity fraud attacks without adding friction to legitimate customers.
Key questions
Risk scores are a critical component of a dynamic, layered risk strategy powered by the Sigma Fraud Suite. Socure offers flexibility of tools to compose fraud prevention strategies that best fit your risk profiles and business goals. Address RiskScores can be used alone or in combination with Sigma Scores to ensure trust across the entire customer lifecycle, at onboarding, new account funding, and throughout the customer lifecycle, including account changes, re-authentication and one-time-password requests.
Build trust throughout the account lifecycle
Progressive onboarding
Enables an onboarding flow with incremental step-up verification, based on consumer risk
Restricted services
Validates safety in doing business with goods or services that are restricted by geography
Delivery of goods
Provides assurance when sending sensitive information via postal systems, such as a USPS change of address verification
Non-monetary account changes
Provides a passive signal to validate address risk prior to implementing profile changes
Marketplace account verification
Maintain integrity of gig and sharing economy ecosystems
Credential stuffing
Validates integrity of customer address to prevent identity fraud via cyber attacks
Address RiskScore technology highlights
Robust data and advanced models
- Analyze a wide range of address-related signals like zip code characteristics, locality data, credit headers, and Socure's proprietary consortium insights
- Estimate the strength of correlation between the provided name/identity and the physical address with a score between 0 (weak) and 1 (strong)
Flexible integration options
- Deploy Address RiskScores as a standalone solution or combine with Socure's ID+ suite of identity fraud capabilities
- Gain unified visibility into identity decisions by verifying physical addresses alongside other identity attributes
- Get a 360-degree view of customer identities by assessing the complex relationships between names, addresses, phones, and emails
Continuous improvement
- Socure’s cross-industry consortium feedback data continuously enhances address risk models
- Leverage feedback data from Socure's trusted network of over 2,700 customers
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